Revolutionizing payment solutions through tech

The fintech landscape at the moment is dynamic, to say the least, with adaptability and innovation crucial components for any successful business in the space.

Growing at a good clip, and with a focus on real-time payment solutions, YellowPepper has evolved into a key player in the Visa ecosystem, offering up effective solutions for  banks and fintechs to launch user-focused, advanced payment services swiftly.

As a burgeoning business, YellowPepper required the right technological frameworks to continue to grow and improve their offerings. What once started as an Agile exercise across globally-distributed teams, evolved into a much broader partnership with PALO IT.

We worked hand-in-hand with YellowPepper to develop a series of innovative solutions:

• Travel App Development: A comprehensive front-end and back-end travel application that allows users to register their Visa cards effortlessly and access associated services.

• P2P Transfer and Tokenization: A streamlined P2P transfer and tokenization card process, initially launching with Mastercard and expanding to include Visa, resulting in quick user adoption.

• Consumer Application for Unicomer: A dedicated client app was developed for Unicomer retail consumers, simplifying digital transactions and retooling their user experiences.

• Cardnet Application: A versatile web and mobile wallet application integrating multiple payment services.

• Personalized Services for Banco Pichincha: Tapping into Kotlin and Java, we put together a personalized service module that boosts both security and the customer experience.

• Award-Winning Innovation: YellowPepper's latest app, Emma, won the 'Best E-commerce Innovation' award from Iupana, a milestone in their digital transformation journey.

• Technical Excellence in the Payment Space: Our multi-platform development approach and deep expertise in SDK development resulted in high-capacity, cloud-based, real-time payment solutions tailored for a diverse set of user needs.

Through close collaboration with YellowPepper, PALO IT played a pivotal role in redefining digital banking solutions. We look forward to continuing to our multi-year journey in supporting YellowPepper as they continue to reshape the future of mobile banking.

YellowPepper, acquired by Visa in 2020, is a fintech platform that acts as a digital payment connector, allowing banks and institutions to offer real-time payments, P2P transfers, digital wallets and cross-border services visa APIs, serving as a "universal adapter" to bring new payment experiences together.